1 Llanes Pl Palm Coast, FL 32164
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About this home
TURN KEY MOVE IN READY! Welcome to this spacious and thoughtfully designed Willow model by Seagate Homes, located on a quiet cul-de-sac in the desirable Quail Hollow neighborhood of Palm Coast, Florida. Built in 2021 and offering over 2,200 square feet of living space, this 4-bedroom, 2-bathroom home sits on a generous ¼-acre lot with minimal traffic — ideal for families, investors, or anyone seeking comfort and convenience on Florida’s east coast. Step inside to an open floor plan that blends style and functionality. A formal dining area, breakfast nook, and a large kitchen island make entertaining easy, while stainless steel appliances and upgraded tinted windows promote energy efficiency and year-round comfort. The screened concrete back patio offers the perfect outdoor retreat for morning coffee or evening relaxation. Nestled just 10 minutes from Flagler Beach, you’ll enjoy proximity to shopping centers, local coffee shops, and Palm Coast Town Center, plus quick access to US-1 and major highways. Residents also have access to the newly developed Southern Recreation Center, featuring pickleball and tennis courts, walking trails, and more. Whether you're starting a family, expanding your investment portfolio, or looking to enjoy everything Palm Coast has to offer, this move-in-ready home is the perfect fit. Don’t miss out — schedule your private tour today!
Source: STELLAR #FC311656
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.