100 Amherst Way Easley, SC 29642
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About this home
Located in Powdersville, this hardly lived in cutie pie feels almost new and is ready for someone to love her. Craftsman style details set the tone, while comfortable colors and fresh open space make the home inviting from the moment you step inside. The dining area is oversized and ideal for family gatherings, with room to add cozy chairs or extra seating when needed. This is an amazing flex space. The kitchen is designed with both function and beauty in mind. Miles of granite counters, gleaming hardwood floors, and an abundance of cabinet space make it a dream for anyone who loves to cook or entertain. A cheerful breakfast area is the perfect spot to start the day. The open concept between the kitchen and family room makes this one of the most sought after floor plans, and the rich hardwood flooring ties the spaces together seamlessly. All living is on one level, which makes the home as practical as it is stylish. The primary suite is tucked away for privacy and includes everything you would expect in a retreat. A large soaking tub, double sinks, a walk in shower, a huge closet, and soothing paint colors create a space that feels restful and refined. Guest bedrooms and a full guest bath are generously sized, giving everyone plenty of comfort. Step outside to find a patio ready for grilling and outdoor living. The fenced yard is level, with lush grass and even an outbuilding to keep your tools and lawn equipment handy while leaving the two car garage uncluttered. There is even an extra parking pad for your car or for company that stops by. Life in Rose Hill subdivision comes with the added enjoyment of a community pool and clubhouse, perfect for summer fun and neighborhood gatherings. The location could not be better. In the heart of Powdersville, you are just minutes from downtown Greenville while benefiting from Anderson County taxes. Nearby Anderson One schools are highly regarded, adding even more appeal. This is a home that brings the best of everything together: nearly new construction without the wait, a thoughtful floor plan, and a setting in one of Powdersville’s most desirable communities. 100 Amherst Way is ready for its next chapter.
Source: GREENVILLESC #1571187
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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