100 Ashland Trl Tyrone, GA 30290
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About this home
Welcome to this inviting home tucked among the trees in the wonderful community of Tyrone! Charming standalone lamp posts frame the front, while the spacious porch is perfect for enjoying your morning coffee. Step inside to find the vaulted family room with fireplace just to the right of the entry, and the dining room (also ideal as a home office) to the left, both with serene views of mature trees. The updated kitchen features crisp white cabinetry, stainless steel appliances including a gas range, under-cabinet lighting, and a classic tile backsplash. A cozy den filled with windows overlooks the backyard, while down the hall you'll find an updated half bath and the main-level primary suite. The primary bedroom includes a walk-in closet and an en suite bath with a dual sink vanity, a large whirlpool tub, and a separate shower. Upstairs offers two comfortably sized bedrooms and a full bath. Step outside to discover a backyard designed for relaxation and entertaining with a tiled patio, freestanding swings, a gazebo with seating, a terraced yard, and a storage shed. The oversized attached garage provides a workbench and sturdy built-in shelving for all your storage needs. Conveniently located just minutes from shopping, dining, and parks, with easy access to the Atlanta airport, this home combines privacy, comfort, and convenience. Don't miss the video tour!
Source: GAMLS #10607209
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.