100 Ingrid Pl Oldsmar, FL 34677
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About this home
Great opportunity to own this Lovely Updated 3 Bed, 2.5 Bath East Lake Woodlands Townhouse. Enjoy the Tranquility of the Gated Golf Course Community with its lush beautiful landscaping & 2 18-hole Courses. This 2 Story Townhome has an open Expansive Great Room floor plan with Dining area featuring tile flooring & overlooks Conservation with Pond and Privacy. The large Kitchen features Stainless Steel appliances (New 2021) and a large Breakfast Bar. Updated Half bath on ground floor ideal for guests. Upstairs you'll find the Primary Bedroom with En-suite Bath, Dual Closets and a screened tiled Patio with breathtaking views. Primary Bath with Dual sink vanity and Remodeled Step-in shower. 2 additional Bedrooms share an adjacent Bathroom with Tub/Shower. Step out onto the spacious Balcony where you can relax and observe wildlife. The concrete outdoor Patio area is ideal for a BBQ or your morning coffee. Wonderfully convenient location to Shopping, Restaurants, Beaches, County Parks and International airports. Optional Ardea country club memberships provide access to two 18-hole golf courses, tennis facilities, and an array of social amenities, including dining, swimming, and fitness. Pet friendly, Maintenance free living... Doesn't get better than that! Don't miss the opportunity to experience the best of Florida living in East Lake Woodlands. Roof 2025. A/C 2019. Hot Water Heater 2021. No Popcorn Ceilings- removed 2021.
Source: STELLAR #TB8427672
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.