100 Midway Dr Earleville, MD 21919
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About this home
Welcome to 100 Midway Drive — where every day feels like a getaway. Imagine waking up to the sound of birds, hopping on your golf cart, and cruising down to the beach for a quiet morning by the water. That’s life in West View Shores. This charming 4-bedroom, 2-bath home is designed for easy living and endless weekends. Step inside and feel instantly at home. The first floor offers a flexible layout with a cozy sitting area, a spacious primary bedroom, a full bath, and convenient inside access to the garage. Upstairs, the bright eat-in kitchen opens to the sunny living room, where sliding doors lead to a spacious balcony — the perfect spot for your morning coffee or a quiet evening watching golf carts roll by. The dining room connects seamlessly to a newer back deck, giving you multiple spaces to relax or entertain outdoors. Three additional bedrooms and a full hall bath complete the second level. The large fenced backyard features a newer storage shed and room to enjoy outdoor activities. The 1-car garage was thoughtfully designed with front and rear access, making it practical for beach days or golf cart parking. West View Shores residents enjoy access to incredible community amenities — including a private beach, boat ramp, dock, and scenic waterfront areas where you can take in breathtaking sunsets over the Chesapeake Bay. Located just minutes from Middletown, Delaware, the 301 Bypass, Sassafras and Bohemia Rivers, marinas, and waterfront dining, 100 Midway Drive offers the perfect mix of tranquility and convenience.
Source: BRIGHT #MDCC2019122
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.