100 Wandering Brook Rd Irmo, SC 29063
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About this home
Welcome to high quality and low maintenance! Our previous buyer unfortunately had to back out due to a change in their financial situation. This all brick single family residence rests in Carmel Commons with a $94 per month HOA that includes cable, internet, and trash pickup. The home itself features a gated front entry as well as a peaceful courtyard patio behind the home. The patio is complete with a newly remodeled screened porch with a new roof installed in July of 2025. The home's HVAC and ductwork were replaced in 2021. Inside you'll find a large living room with a wood burning fireplace that's just waiting for you to enjoy! The kitchen features granite countertops, tiled back splash, and stainless steel appliances. The master suite hosts a large walk in closet, a huge standing shower, and custom designed tile work. The home's second full bathroom does have a shower/tub combo to meet any needs for a tub as well. Pull down attic access for storage can be found in the secondary bedroom's hall. The home's laundry room leads into the garage on the front side of the house, which is decked out with peg-board galore for better organization for your tools and equipment. Quality and convenience describe the location that 100 Wandering Brook finds itself in as Carmel Commons and the surrounding neighborhoods features classy and cared for homes with folks who obviously care about their community. Entry to a local walking trail is located just outside the neighborhood. Close proximity to A+ hospitals, one of the hottest shopping and dining areas in the midlands, and a plethora of entertainment to include movies theaters, bowling alleys, outdoor adventure, and so much more surround this location! To schedule your private showing today Agents may use ShowingTime and unrepresented buyers can reach out to the listing agent directly. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #613817
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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