10004 Windy Hill Dr Nokesville, VA 20181
Your savings
About this home
Experience timeless elegance without the hassle of an HOA at 10004 Windy Hill Drive, a distinguished 6-bedroom, 5 full bath, 1 half bath estate set on 5 private acres in the heart of Nokesville. Designed for both grand entertaining and refined everyday living, this residence offers a rare blend of sophistication, comfort, and country privacy, all within 10 minutes of the VRE. The designer kitchen, featured by Pighini Builders, is the crown jewel of the home. It boasts GE Monogram luxury appliances, a gas cooktop with pot filler, custom coffee bar, expansive walk-in pantry, and exquisite millwork. Seamlessly flowing into the home’s formal and casual spaces, it sets the stage for gatherings of every size. Retreat to the primary suite, a private sanctuary with vaulted ceilings, a bespoke designer closet with personal dressing room, and a spa-inspired bath. Upstairs, secondary bedrooms feature a Jack & Jill bath and a newly renovated laundry suite, while dual staircases add architectural presence and convenience. The walk-out lower level is an entertainer’s haven, offering a full mother-in-law suite, a conversation area with pellet stove, a stylish bar, and an industrial-grade freezer, perfect for hosting or multi-generational living. Outdoors, the estate captivates with a wraparound porch, a grand covered patio, professional outdoor lighting, and an expansive paved drive with abundant parking. With a new well pump and garden space, it is also a homesteader’s dream, marrying practicality with elegance. With no HOA and unmatched attention to detail throughout (including new designer carpeting, soaring two-story ceilings, and custom trim), this estate embodies the very best of luxury country living.
Source: BRIGHT #VAPW2104710
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.