1001 English Bluffs Ct Brandon, FL 33511
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About this home
Welcome to 1001 English Bluffs Ct—a beautifully updated pool home tucked away on a quiet cul-de-sac in Brandon! This move-in-ready residence offers the perfect blend of modern upgrades, spacious living, and Florida charm. Step inside to a bright, open-concept layout featuring a fully remodeled kitchen (2022) with white cabinetry, granite countertops, stainless steel appliances, and a large peninsula bar with seating. The kitchen flows seamlessly into the dining and living areas, all bathed in natural light from oversized windows and enhanced by plantation shutters (2022). The main living area, guest bathroom, and flooring (excluding bedrooms) were updated in 2022, creating a cohesive and stylish space ideal for entertaining or relaxing. French doors (2020) lead out to the screened patio and chlorine pool, enclosed by a brand-new screen enclosure (2025)—perfect for enjoying Florida’s sunshine year-round. The primary bathroom, remodeled in 2025, is a luxurious retreat featuring a freestanding soaking tub, glass-enclosed shower with marble-style tile, double vanities, and modern fixtures. Bedrooms are spacious and serene, and a dedicated office space offers flexibility for remote work or study. Additional upgrades include a new HVAC system (2022), roof (2018), and fresh exterior paint (2025). This home truly has it all—style, comfort, and functionality. Schedule your private showing today and fall in love with everything 1001 English Bluffs Ct has to offer!
Source: STELLAR #TB8436537
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.