1002 Birdsong Ln New Braunfels, TX 78130
Your savings
About this home
Nestled in the heart of New Braunfels, this stunning single-family home offers the perfect blend of comfort, convenience, and luxury living. With its inviting single-story design and an expansive outdoor living area, this property is an absolute gem that will captivate you from the moment you step inside. Boasting an impressive 1,247 square feet of livable space and a generous 0.15-acre lot, this home provides ample room for you and your loved ones to thrive. The open-concept, split-floor plan seamlessly integrates the living, dining, and kitchen areas, creating a harmonious flow that encourages togetherness and effortless entertaining. The kitchen is a true showstopper, featuring a center island that adds both functionality and style. Equipped with all the necessary appliances, including a convenient mini-fridge under the bar, this culinary haven is designed to make meal preparation a delightful experience. The luxury vinyl plank flooring throughout the main living areas adds warmth and elegance, while the primary bedroom boasts a generous walk-in closet and an adjoining double vanity bathroom, ensuring your ultimate comfort and privacy. Step outside, and you'll discover a true oasis – a spacious covered patio surrounded by mature oak trees, creating a serene and inviting atmosphere. Equipped with electrical outlets and windows, this outdoor living space is perfect for entertaining guests or simply unwinding after a long day. The backyard is a true gem, offering a private retreat with no rear neighbors and an oversized lot compared to the other homes in the neighborhood. Conveniently located just minutes away from Creekside shopping, restaurants, nightlife, medical facilities, and schools, this move-in-ready home offers the perfect combination of convenience and comfort. Embrace the vibrant lifestyle of New Braunfels, home to the world-famous Schlitterbahn and Wurstfest, while enjoying the serenity of your own private sanctuary.
Source: CENTRALTEXAS #568813
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.