1002 County Road 209 Wingate, TX 79566
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About this home
Welcome to 1002 CR 209 in Wingate, Texas, where peaceful country living meets modern convenience. This beautiful 1,568 square foot home sits on 3.354 acres, offering the perfect balance of space, comfort, and rural charm. Inside, you’ll find spacious rooms filled with natural light, durable concrete floors throughout, and a modern farmhouse feel that blends style with function. The kitchen features granite countertops and updated finishes, making it a perfect space for preparing meals or entertaining guests. Each bedroom offers plenty of space to relax and unwind, and the thoughtful layout provides a comfortable flow for everyday living. This property is serviced by its own private water well, offering self-sufficient living and peace of mind. Outside, the land gives you the freedom to spread out, bring your animals, start a garden, or simply enjoy the wide-open views as your own personal retreat. A detached shed and shop with covered parking adds extra functionality, giving you space for storage, projects, or equipment. Tucked away from the hustle and bustle, this home delivers the quiet escape so many are searching for, yet it’s close enough to Abilene to make your daily needs convenient. Whether you’re looking for your first homestead, a family retreat, or a place to slow down and enjoy the country lifestyle, 1002 CR 209 is a property that delivers it all. With its perfect blend of modern updates, useful outbuildings, and wide-open Texas space, this home is truly move-in ready and waiting for its next owner to make it their own.
Source: NTREIS #21076129
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.