1002 Greenwood Ct Easley, SC 29642
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About this home
Located in Hampton Downs, an established neighborhood near Easley, Powdersville, Greenville and Anderson. In this NO HOA neighborhood, homes rarely become available. Once you step onto the large covered front porch and walk inside, you will discover that there is room for everyone. With four bedrooms (en suite primary on main), a bonus/flex room upstairs, and a large great room with a gas fireplace, everyone can be happy. The kitchen has granite countertops, a butcher block top island, and stainless steel appliances that are only 4 years old. The breakfast area has a bay window overlooking the back yard. Two pantries will keep you organized. Washer and dryer are included. The primary bedroom has a large en suite bathroom with tiled shower and double vanity. Zoned heating and cooling for each level (main level unit is new). Outside you will really enjoy the large composite deck and fire pit area. The privacy fenced backyard also has two outbuildings. One outbuilding is a greenhouse (can be other use), and the other is a storage shed/work shed. Both have water and electric! And as a bonus, there is parking for your RV or your guest's RV, with water and electric hookup. This is just an overall great home with lots of space in and out. Luxury vinyl plank and laminate wood plank floors on the main level for easy maintenance. Two car side entry garage.
Source: GREENVILLESC #1569991
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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