1002 Summerbrook Pl Jacksonville, NC 28540
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About this home
More photos coming by 11/1 Charming 4-Bedroom Home in the Heart of Jacksonville. Nestled in a tranquil neighborhood of Jacksonville, NC, this spacious 4-bedroom, 4-bath home offers the perfect blend of comfort and style. With over 3,000 square feet of living space, this property showcases a thoughtful layout, ensuring ample room for both relaxation and entertainment. The desirable location provides easy access to nearby military bases, shopping, and dining, making it an ideal choice for a variety of lifestyles. As you step inside, you'll be greeted by an inviting atmosphere, enhanced by the abundance of natural light filtering through large windows. Original hardwood floors blend seamlessly with modern updates, creating a warm and welcoming ambiance throughout the home. The beautiful fireplace serves as a focal point in the living area, perfect for cozy gatherings. The expansive master suite features a luxurious en-suite bath, complete with a giant soaking tub that invites you to unwind after a long day. The outdoor space is equally impressive, situated on a serene, wooded lot that offers privacy and tranquility. The low-maintenance vinyl siding enhances the home's curb appeal while allowing for more time spent enjoying the lush landscaping. Recent upgrades including a new roof installed in 2024 and an HVAC unit from 2022 provide peace of mind and efficiency for years to come. This property is a rare find, combining classic charm with modern conveniences in one of Jacksonville's most sought-after locations. Don't miss the opportunity to make this stunning residence your next home!
Source: NORTHCAROLINAREGIONAL #100536398
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.