10050 Lake Cove Dr Apt 202 Unit 202 Fort Myers, FL 33908
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About this home
Come check out this 3 bedroom/2 bath- 2 car garage condo in the unique community of Fisherman's Cove. From your 2 car garage you enter the secure lobby and take the elevator directly up- into your little piece of paradise. Priced to sell- this property offers a very open great room floor plan and over- sized screened lanai with a South western exposure and stunning sunsets. The master bedroom boasts a very large walk- in closet. The master bathroom has dual sinks, separate tiled shower & soaking tub. The back 2 bedrooms and bathroom can be closed off for privacy via the pocket door. A/C unit was installed December 2023. Fisherman's Cove is perfectly located off of A&W Bulb and Mcgregor- just minutes from Ft. Myers Beach and right across the street (you can walk there!) from the Deep Lagoon Seafood Waterfront Restaurant. Enjoy your days in the Heated Pool- or visit the community clubhouse with full kitchen for some Billiards or a little work out in the exercise room. This is your opportunity to own a 3 Bedroom - 2 Bathroom condo with a 2 car garage in the great location!
Source: FORTMYERS #2025013315
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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