10055 Henman Ter Peyton, CO 80831
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About this home
Welcome Home: Discover the perfect blend of elegance and comfort in this stunning home designed for modern family living. 6 Bedrooms, 4 Bathrooms and a 5-Car attached Garage! Sophisticated style from the minute you enter the grand and open floor plan blending well into everyday family conveniences and comfort. You will fall in love with this gorgeous house! Clean, smoke free, and timeless modern finishes featuring a main floor primary suite ideal for the pickiest of home buyers. Step into the gourmet kitchen as it's the focal point of the main level with gorgeous cupboards and white and grey modern marble countertops and top of the line appliances that all stay. The beautiful kitchen is just the start! This home is perfect for a large family or for entertaining. Tall ceilings, 8-foot doors, clean lines, sparking touches and builder upgrades galore. With two bedrooms on the main level and the laundry room just off the primary suite, you can avoid the stairs or fill those large secondary bedrooms both up and down. The second story is cozy with room for everyone and a nice loft. You will love the finished, walk-out basement featuring a custom wet bar with granite countertops and full-sized refrigerator. It's a perfect party location with large family room and backyard access. Nice yard with Hot Tub included and large deck. Check out the 50's style diner theme and pass through window! HUGE garage, 5 spaces with plenty of room for all of your cars, toys and even workshop space. Nestled in a safe, family friendly neighborhood, this property is surrounded by a strong sense of community and is conveniently located near top rated schools, parks and local amenities. With its timeless design, thoughtful floor plan and welcoming atmosphere, this home truly offers the best of everything including location and large lot in a community where you can find room to relax and get out of the hustle! NO HOA FEE, there is a Metro District.
Source: PPMLS #5763154
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.