10066 Coppedge Ln Dallas, TX 75229
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About this home
Introducing 10066 Coppedge Lane, a thoughtfully designed custom home built by Robert Elliott Custom Homes and completed in 2021. Overall, the home was designed for entertaining in mind with its open concept layout and 14’ sliding glass doors in the living room that open onto the large, covered back patio. This stunning home features white oak wood floors, level four smooth finish walls, custom cabinetry, and high-end designer fixtures and finishes. In addition, the home features large, aluminum-clad windows throughout, filling the home with abundant natural light. The gourmet kitchen is open to the main living area and includes a large 10’ island, Dacor appliances, a walk-in pantry, and a butler’s pantry between the kitchen and dining room. The layout of the home includes a laundry room, a large mudroom, a study, lots of storage, and a flexible bonus room located over the garage. The first-floor primary suite features a free-standing soaking tub with a large marble walk-in shower. Upstairs are three spacious guest rooms, two have vaulted ceilings, and all have ensuite baths one being a jack and jill setup. The backyard offers ample room for a future pool or room for pets or play. Ideally located within minutes to the top private schools and is zoned for the award-winning Wither’s Elementary, this home truly should not be missed!
Source: NTREIS #21020248
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.