10068 Beckham St Peyton, CO 80831
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About this home
Assumable Loan. No Monthly HOA. No Metro Fee. Mountain Views. Large Lot. This gorgeous home is turnkey and ready to move in. Situated on nearly a quarter-acre lot, it features mountain views, a finished walk-out basement, and an oversized 3-car garage with additional front parking for an RV, trailer, or boat. Enjoy relaxing on the front covered porch before stepping inside to an open-concept main level filled with natural light and views of Pikes Peak. A front room with French doors offers the perfect space for a home office or recreation area. The spacious kitchen includes 42” upper cabinets, granite countertops, a pantry, stainless steel appliances, and ample counter space, all while showcasing stunning mountain views. Step onto the deck to take in breathtaking sunsets while dining or unwinding. The dining area accommodates an 8+ person table, and the living room comfortably fits a large sectional and big-screen TV. Upstairs, a versatile loft provides room for a secondary seating area, playroom, or reading nook. The primary suite serves as a private retreat with a 5-piece bath featuring a deep soaking tub, tiled walk-in shower, double vanity, and walk-in closet. Three additional bedrooms and a full bath with double vanity complete the upper level. The fully finished walk-out basement offers a wet bar, wired for a home theatre and audio, office space, large bedroom, 3/4 bath with walk-in shower, and additional storage under the staircase. The fully fenced backyard includes a patio and fire pit, perfect for outdoor gatherings. Enjoy year round comfort with central A/C and upgraded Class IV roof. All appliances included w/washer & dryer. Conveniently located near Peterson SFB, Schriever SFB, and the USAF Academy, with easy access to shopping, dining, schools, and outdoor recreation. Schedule your showing today.
Source: PPMLS #8876455
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.