1008 Desert Candle Dr Ocoee, FL 34761
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About this home
Welcome to 1008 Desert Candle Drive, a 3 bedroom, 2.5 bathroom home built in 2021 that delivers the full package of comfort, convenience, and value. Buyers will love that this property is move-in ready, with modern finishes and no costly updates required. The open-concept floor plan fills with natural light and flows seamlessly between the living, dining, and kitchen areas, making it perfect for both everyday living and entertaining. The kitchen features granite countertops, modern cabinetry, and plenty of storage, while the upstairs primary suite offers a private retreat with a walk-in closet and ensuite bath. Two additional bedrooms and a full bath provide flexibility for family, guests, or a home office, with a convenient half bath located downstairs. This home also comes with added value rarely found in today’s market. A water softener and purifier system will remain with the property, providing clean, fresh water throughout, and several additional items will stay for the buyer’s convenience. Outside, the backyard offers a private setting for relaxing or entertaining, and the two-car garage adds storage and ease. The location is just as impressive as the home itself. Zoned for Prairie Lake Elementary, Ocoee Middle, and Ocoee High School, families can enjoy quality education close to home. Shopping, dining, and recreation are only minutes away, with Winter Garden Village, downtown Orlando, and world-famous attractions within easy reach. The home’s newer construction also means lower maintenance, newer systems, and peace of mind for years to come. Finding a home that offers this level of quality, convenience, and added value at a competitive price is rare. Don’t miss the chance to make this move-in ready property yours schedule your showing today and experience why 1008 Desert Candle Drive is the complete package you’ve been waiting for.
Source: STELLAR #O6346005
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.