1009 Atherton Dr Indian Trail, NC 28079
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About this home
NEW EXTERIOR PICTURES COMING SOON! The gable and dormer have been repainted a lighter color blue on this stunning 4-Bed, 3-Bath home with entire exterior FRESHLY PAINTED ($10K) in the sought-after Enclaves at Crismark! From the moment you step onto the covered front porch framed by elegant stone and brick accents, you’ll be impressed by the curb appeal and beautifully landscaped yard. Inside, the wainscoted entry and dining room paired with hardwood floors create a warm, welcoming first impression. The formal Living and Dining rooms flow seamlessly into the gourmet kitchen, which boasts rich cabinetry, gas cooktop, wall ovens, large granite island, and a cozy Breakfast area overlooking the beautiful rear yard. The spacious Family Room is flooded with natural light from its large windows and features a gas fireplace as the focal point, making it the perfect spot to gather and relax. The main level includes 2 comfortable guest bedrooms and a full bath with a tub/shower combo and stylish tile surround. The massive Primary Suite has been extended to create a peaceful sitting area and includes a tray ceiling for added architectural interest. French doors lead to the spa-inspired ensuite bath featuring dual vanities with granite countertop, a tiled shower, jetted soaking tub, and a large walk-in closet. Upstairs, a versatile Bonus/Bedroom with a full bath and huge unfinished storage area (407 sf) offers incredible flexibility for future expansion or organization. But the real showstopper is the outdoor living space! A partially covered patio flows into an extended paver patio, providing the ideal space for both relaxing and entertaining. The rear yard is fully fenced and heavily landscaped, delivering a private outdoor retreat. Additional highlights include a 3-car garage and RADIANT BARRIER and access to fantastic community amenities: a clubhouse, pool, tennis and pickleball courts. This home beautifully blends elegance, comfort, and functionality in one of the area’s most desirable neighborhoods—just 3/4 mile from I-485!
Source: CANOPYMLS #4304797
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.