1009 Maccoa Dr Conway, SC 29526
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About this home
This very private and secluded home is an all brick, 3bedroom/2bath, perfectly located on a cul de sac lot with golf views of The Avocet (1st tee), as well as, a serene pond view in back from your screened in porch. The home is a split bedroom plan and the kitchen includes upgraded cabinets, granite countertops, stainless steel appliances and a breakfast area... all open to family room with vaulted ceilings throughout. Beautiful front door entry way opens to a formal dining room. A large master bedroom with tray ceiling, walk in closet and a master bath with 36" vanity & double sinks, granite countertops, soaking tub, separate walk-in shower unit, linen closet and tile flooring. The oversized side-load 2car garage 28'x22' with heat/air mini-split gives lots of additional room for all year use. Additional features includes interior wall bug maintenance system, irrigation system w/automated fertilize capabilities, attic fans, gutter guards, laundry room has added cabinetry, utility sink and utility closet and the electric box includes GFI & Fire Breakers. The amenity center includes clubhouse with fitness center, 3 swimming pools and splash zone, lighted tennis court, basketball court, kids play area,180ac of freshwater lakes, community day docks w/boat ramps and RV/Boat storage lot available. The Golf Clubhouse has pro shop, pub and grille, affordable golf membership available for the Avocet 18-hole course, driving range, putting and chipping greens. You're close to restaurants, hospital, Coastal Carolina University, Horry-Georgetown Technical College, Tanger Outlets and let me add the beach is just minutes away. Check it out and you will see this home has been well-loved and the details will speak for itself.
Source: MYRTLEBEACH #2515614
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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