101 Deerwood Dr Thomaston, GA 30286
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About this home
Discover the epitome of luxurious estate living in this breathtaking home, nestled on over 15 pristine acres of meticulously maintained grounds. Built for comfort and peace of mind, this residence features a state-of-the-art whole house generator to ensure your tranquility through any storm. Inside the main home, you'll find an impeccably kept interior where craftsmanship and attention to detail reflect a level of quality rarely replicated in today's builds. Custom live-edge wood countertops add warmth and character to the elegant kitchen, complemented by freshly painted walls. The expansive, open-concept living areas are bathed in natural light, creating a seamless blend of comfort and sophistication. Ample storage options include spacious closets, built-in cabinetry, and a 24x30 shed with lean-tos on each side-perfect for hobbies, equipment, or future projects. The thoughtfully designed layout features a formal dining room ideal for memorable gatherings, and upstairs, five bedrooms-including a versatile space perfect for a nursery or office. Step outside to your private paradise, where an inviting inground pool provides the perfect retreat for cooling off on warm days or relaxing under the stars. Adjacent to the pool, a charming pool house offers a cozy space for relaxation or entertaining. This 3-bedroom, 2-bath pool house includes separate utilities and can serve as an in-law suite, a getaway for teens, or generate rental income. Also on site, a fully fenced pasture provides ample space for farm animals-ideal for those who wish to embrace a hobby farm lifestyle or simply enjoy the beauty of open land and a pottery barn for all your man-cave or she shed dreams. Whether unwinding by the firepit, hosting unforgettable gatherings, or enjoying the expansive outdoor space, this estate offers an unparalleled combination of enduring quality, beauty, functionality, and warmth-a true sanctuary to call home for generations to come.
Source: GAMLS #10608453
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.