101 Halford Rd Georgetown, TX 78633
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About this home
Welcome to your dream home nestled in a serene neighborhood, where tranquility meets elegance. This stunning 4 bedroom residence, situated on a corner lot, offers a perfect blend of modern comfort and timeless charm. Its spacious interiors to its expansive backyard, every aspect of this home exudes warmth. Upon arrival, you're greeted by the grandeur of the large foyer, adorned with tasteful accents, and inviting ambiance. An open floor plan seamlessly connects the living, dining, and kitchen areas. Natural & recess lights, highlighting the rich tones of the luxury plank vinyl floors and crown molding. The kitchen is the epitome of culinary delight, boasting a center island with a sink, quartz countertops, and ample cabinet space. Preparing a casual meal or hosting a gathering, this space caters to your every need. Stainless refrigerator included. Covered patio, extending your living outdoors. Summer barbecues & lazy afternoons spent basking in the sunshine within the privacy of your fenced backyard. Spacious bedrooms, where comfort and relaxation await. The master suite is a sanctuary unto itself, featuring a large walk-in closet and an ensuite bath w/ double sinks. Remaining bedrooms offer generous proportions & ample storage. 2 full baths & 1 half bath, makes morning routines are a breeze. The home's smart features elevate convenience to new heights. An upgraded security system, complete with full cameras and a central hub, grants you peace of mind, while the ability to control devices remotely via your cellular adds an extra layer of comfort and security. Outside, the covered porch offers a charming spot to unwind with a cup of coffee in the morning or a glass of wine in the evening, as you soak in the beauty of your surroundings. And with a full yard sprinkler system in place, maintaining your lush lawn is effortless. This is more than just a house—it's a place where memories are made, and dreams are realized
Source: ACTRIS #6404333
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.