101 Laguna Springs Dr Woodstock, GA 30188
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About this home
Welcome to this beautifully maintained, move-in ready home on a rare .9-acre corner lot with no HOA! This property offers the perfect blend of privacy and convenience, all just roughly 10 minutes from Downtown Woodstock, Hwy 92, shopping, dining, and parks, including the soon to be Little River Park only 5 minutes away.Inside, you'll find thoughtful updates throughout. The bright family room features soaring ceilings and abundant natural light. The open-concept kitchen shines with updates done in 2024 including quartz countertops, a double sink and touch-free faucet, induction range, vented hood system to outside, backsplash, and upgraded lighting. The spacious primary suite boasts large double windows for plenty of morning sunshine. A generous storage room sits conveniently beside the laundry room, and the two-car garage still leaves ample space for hobbies or a workshop. Major updates provide peace of mind: a brand-new HVAC system with ducting (May 2025), new roof (June 2025), exterior and interior paint (July 2024), plus new gutters and downspouts with leaf guards. Step outside and enjoy your morning coffee on the covered deck, rain or shine, while watching deer and birds in the huge fenced backyard. The fenced backyard has been extended which includes a large shed with power and water, and the front yard has been beautifully freshly landscaped. Whether it's relaxing on the deck, gardening, or enjoying the quiet surroundings, this home offers both comfort and lifestyle, all with the freedom of no HOA.
Source: FMLS #7641383
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.