101 Matt Blvd Niceville, FL 32578
Your savings
About this home
*Professional photos & virtual tour will be added on 12/8!* Seller has a 2.25% VA ASUMABLE LOAN OPTION AVAILABLE FOR VA BUYERS! Why rent when you can OWN in the heart of NICEVILLE?! Welcome home to this beautiful 2014 built, 2-story, 3BR, 2.5BA, 1,654SF, 2-car garage home that's nestled in the desirable subdivision of Redwood Village! Enjoy living within less than a mile from all the local necessities to include access to the bayou on Edrehi Avenue! Redwood Village features street lights, underground utilities, and has a low annual HOA fee of only $600! Inside the home, notice that this floorplan offers the perfect blend of modern convenience with timeless charm! It's inviting atmosphere & well designed layout make it perfect for entertaining! Other wonderful features inside the home include the following: *Downstairs* - tiled 1/2 bathroom with cultured marble countertops, hardwood flooring in foyer, kitchen, dining area, and living room, stainless steel kitchen appliances, granite kitchen countertops, pantry in kitchen, blinds on all windows, and a ceiling fan in the living room / *Upstairs* - carpeted stairs leading up to the carpeted sitting area, carpeted 2 guest bedrooms, carpeted master bedroom, tiled full guest bathroom, tiled master bathroom, tiled hallway laundry room with washer & dryer to convey, custom shelving in master closet, cultured marble countertops in both bathrooms, ceiling fans in all 3 bedrooms, and blinds in all windows. *Outside features* are as follows: corner lot, ample space to park 2 cars in the driveway, a privacy fenced backyard, open back patio, vinyl siding, gutters, and a sprinkler system. Don't miss your chance to call this beautiful house your next home sweet NICEVILLE home! Let's set up your private tour today! *Affordable Home Insurance premium quote is $2,023.04! * Seller has a survey for buyer(s) to use! ****This home is conveniently close to bases, beaches, schools, shopping, & grocery stores: * 6.5 miles to Naval School Explosive Ordnance Disposal * 5.2 miles to Eglin AFB - "back gate" * 9 miles to Eglin AFB - "main gate" * 9.7 miles to 7th Special Forces Group - Army * 13 miles to Duke Field AFB * 15 miles to Hurlburt AFB - "back gate" * 20 miles to Hurlburt AFB - "main gate" * 17 miles to Coast Guard Station Destin * 1.4 miles to Walmart * 0.7 miles to Publix * 0.3 miles to Plew Elementary School * 1.8 miles to Ruckel Middle School * 1.4 miles to Niceville High School * 6.2 miles to Destin-Fort Walton Beach Airport * 11 miles to Destin Commons * 12 miles to the public beach access at The Crab Trap in Destin * 12 miles to Henderson Beach State Park
Source: EMERALDCOAST #987533
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.