101 Morgan St Greer, SC 29651
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About this home
NEW ROOF!! Charming Downtown Greer Home with Versatile In-Law Suite that's ready for its new owner. This beautifully updated and move-in ready 4-bedroom, 3-bathroom home located in the highly desirable Greer area just minutes from the heart of Downtown Greer. With a perfect blend of modern updates and timeless character, this home offers not only functional living space but also a rare, attached 1-bedroom apartment for hosting extended family, or creating a private home office or guest suite. Situated on a peaceful street with mature trees, this home greets you with a warm and inviting front porch — perfect for enjoying your morning coffee or connecting with neighbors. Inside, you’ll find a light-filled interior with laminate flooring, smooth ceilings, and modern lighting fixtures throughout. The main home offers: -3 spacious bedrooms and 2 full baths, including a beautifully updated hall bath and a private en-suite in the primary bedroom -A bright living room with an open flow into the dining area -A modern kitchen with a butcher block island for extra seating and stainless steel appliances -A laundry room off the kitchen with plenty of storage and exterior access What truly sets this property apart is the attached 1-bedroom apartment — a fully self-contained space with its own private entrance, kitchen, living room, bedroom and full bathroom. Use it as a: -Mother-in-law suite with privacy and comfort -Private space for an adult child, caregiver, or live-in nanny -Home office, studio, or guest retreat The outdoor space is just as inviting, featuring a fully fenced backyard, storage shed and 2 car garage or man cave. The extended driveway offers ample off-street parking, including room for guests or tenants. Additional highlights include: -4 total bedrooms / 3 full bathrooms -2 living spaces -Updated HVAC -laminate and ceramic throughout along with stylish finishes. -Excellent walkability and proximity to downtown Greer. This home offers the perfect setup for multi-generational living, investors seeking dual-rental income, or buyers who want extra space and flexibility. A rare find in one of Greer's most charming and convenient locations!
Source: GREENVILLESC #1573441
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.