10103 War Admiral Ln Berlin, MD 21811
Your savings
About this home
Move in ready and awaiting it's new owners! Over $10,000 in Savings and over $30K in upgrades! Your search ends here. In addition to being sold mostly-furnished, this home has been enhanced throughout, including a 30-year roof in 2023 with a transferrable warranty, HVAC - both inside and out (replaced in 2023), and water heater in 2024. The driveway was just resealed in 2025, new washing machine in 2024, LED lighting throughout, and MORE—offering peace of mind and modern comfort. Experience the best of coastal living in this beautifully-maintained 4-bedroom, 3.5-bath home, in the sought-after resort community of Glen Riddle. Just 10 miles from Assateague and 5 miles from the Ocean City Inlet, its central location offers convenience, charm, and the ultimate beach-lifestyle. Step inside to an open floor-plan, featuring a spacious living room with stately cathedral-ceilings, perfect for entertaining or relaxing with family. The large kitchen includes a bar area for casual dining as well as a separate dining area for holidays and gatherings. With TWO primary suites—one downstairs and one upstairs— in-laws or guests will enjoy comfort and privacy. Moreover, having an ensuite on the main floor allows for convenience for owners or guests. Maximize your living space without expanding the home's footprint thanks to the structurally-built loft, ideal for a growing family or those needing extra room. Located in a bike-friendly community, Glen Riddle boasts world-class amenities, including two championship golf courses, a large swimming pool, fitness center, club house, tennis courts, marina, and the renowned Ruth’s Chris Steak House—all within the gates! Whether you're looking for a permanent residence, or vacation getaway, this home is second-to-none. Savor the coastal lifestyle in a vibrant community just minutes from beaches, shopping, dining, and entertainment. Take advantage of this fantastic opportunity and bring us an offer!
Source: BRIGHT #MDWO2030228
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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