10115 E Highway 316 Fort Mc Coy, FL 32134
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About this home
5.4 ACRE LOT WITH 2 WELLS AND 2 SEPTIC SYSTEMS WITH TRAIL FOR RIDING ATV OR UTV'S IN FORT MCCOY! HOME SITS OFF THE ROAD AND PLENTY OF ROOM FOR FUN AND ANIMALS BEING ITS A-1 ZONED AND NOT IN A FLOOD ZONE! METAL ROOF IS 2017, DOUBLE INSULATED WINDOWS AND DOORS 2018,NEW HOT WATER HEATER 2021, 2023 EXTERIOR BLUE PAINT, NEW 2023 POLE BARN, 1ST WELL HAS NEW BLADDER AND NEW ELECTRIC. 2020 WHOLE HOME GENERATOR, HOME FEATURES 3 BEDROOMS AND 2 BATHS(RENOVATED) WITH ADDITIONAL 4TH OPTIONAL BEDROOM OR DEN. WIDE RAMP LEADS TO FULL LENGTH 48 FEET ENCLOSED FRONT PORCH WITH WINDOWS. WALK INSIDE TO SPACIOUS LIVING ROOM WITH VAULTED CEILINGS, TO THE RIGHT OF LIVING ROOM IS LARGE KITCHEN WITH AMPLE COUNTER SPACE AND CABINETS FOR STORAGE AND STAINLESS STEEL APPLIANCES. THROUGH THE KITCHEN IS A MASSIVE LAUNDRY ROOM/STORAGE ROOM AND THIS IS WHERE THE WALK IN PANTRY IS LOCATED. BACK UP TO FRONT OF HOME YOU WILL FIND THE DEN AND 3 BEDROOMS WITH 2 2023 RENOVATED BATHS. ALL BEDROOMS ARE GREAT SIZES WITH THE OWNERS BEDROOM IN FARTHEST CORNER OF HOME WITH VAULTED CEILINGS, DOUBLE FRENCH DOORS OUT TO ENCLOSED PORCH AND ITS OWN MINI SPLIT WHICH MAKES THIS ROOM VERY COMFORTABLE. OWNERS BATH IS BRAND NEW MODERN TILE SURROUND SHOWER, NEW VANITY AND COMMODE. THE 2 SECONDARY BEDROOMS ARE JUST UP THE HALL AND SHARE THE NEWLY UPDATED TILE SURROUND COMBO TUB/SHOWER WITH NEW VANITY AND COMMODE AS WELL! STEP OUTSIDE ONTO BACK PORCH AND YOU WILL SEE NO NEIGHBORS AND PRIVACY GALORE. OUT HERE IS THE 12 X 12 SHED AND 8 X 8 SHED. TO RIGHT YOU WILL FIND THE 20 X 22 NEW POLE BARN. JUST BEYOND POLE BARN THE DRIVEWAY CONTINUES TO BACK 5.4 ACRES TO OPEN CLEARED AREA(MOBILE USED TO BE THERE) THIS IS WHERE THE 2ND WELL AND SEPTIC TANK ARE. HERE YOU COULD PUT A WORKSHOP, ANOTHER HOME. THE OPTIONS ARE OPEN! CLOSE TO TOWN, 90 MINS TO BEACH, ALL KINDS OF HUNTING AND FISHING IN THIS AREA. THERE IS A FAMILY OF DEER THAT FEEDS ON THIS PROPERTY. YOUR ANIMALS. FENCE IT AND BRING THOSE ANIMALS OR WHATEVER SUITS YOUR FANCY! FORT MCCOY HAS ALL YOU NEED TO LIVE THE GOOD LIFE!
Source: STELLAR #O6289898
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.