10115 Paradise Fish Dr Riverview, FL 33578
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About this home
Welcome to The Summit At Fern Hill Community— where comfort, convenience, and community come together! Tucked away in a quiet and well-maintained Riverview neighborhood, this inviting 4-bedroom, 2-bath Hartford model offers a smart split floor plan with plenty of room for everyone. Step inside and you’ll find a bright, open layout designed for effortless living. The kitchen sits at the heart of the home, featuring raised-panel cabinetry, an island with bar seating, a walk-in pantry, and plenty of prep and storage space. The kitchen overlooks both the great room and dining area, making it easy to entertain or keep an eye on the action. Sliding glass doors fill the space with natural light and lead to the backyard — the perfect spot to relax or host a weekend barbecue. The primary suite is privately tucked away at the back of the home, offering a spacious retreat with a huge walk-in closet and an updated en-suite bath featuring a remodeled shower. Three additional bedrooms are located on the opposite side of the home, sharing a full bath — perfect for family, guests, or a home office. Outside, enjoy your private backyard or take a short walk to the community playground or peaceful ponds nearby. With LOW HOA fees, Fernhill is a hidden gem in Riverview! You can’t beat this location! Hop on I-75 South and you’ll be at some of the world’s most beautiful beaches in no time. Looking for outdoor adventure? Head just 20 minutes over to Alafia River State Park for incredible mountain biking and nature trails. Whether you’re into golf, shopping, or dining, everything you need is within 15 minutes. And if you’re heading downtown, Tampa’s best places are only about 25 minutes away! Homes in this area don’t last long, so schedule your showing today!
Source: STELLAR #TB8445751
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.