1012 Kellie Ct New Bern, NC 28562
Your savings
About this home
This beautifully upgraded, like new home is ready for its new owners. Sellers have invested over $10k in upgrades, and it's listed UNDER appraised value. The Wilmington is the largest plan currently offered in West New Bern, featuring 4 bedrooms, 2.5 bathrooms and 2893 square feet of space. The master bedroom is incredibly spacious and the house has a ton of closet space and storage. Sellers have made tons of updates to include bathroom and kitchen faucets and hardware, closet and pantry system, laundry cabinetry, new fans and light fixtures and a fenced in backyard with extended concrete patio. The garage even has a built in bin storage system! Sellers are offering $4000 in closing cost assistance as well as a 2-10 home warranty to buyer with acceptable offer! This is the lowest price per square foot in the neighborhood at only $133/foot, so don't miss this incredible investment opportunity! West New Bern is a thoughtfully designed master‑planned community located just 6 miles from historic downtown New Bern, offering a perfect balance of small town charm and modern convenience. Set on over 500 acres of scenic, wooded land, the neighborhood features walking trails, lakes, and green spaces making West New Bern an ideal place to live, work and play.
Source: NORTHCAROLINAREGIONAL #100532035
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.