10121 Burtrum Dr Fort Worth, TX 76177
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About this home
Welcome to this meticulously, beautifully, like-new-maintained home nestled in a prime location and highly desirable Hawthorne Meadows community of North Fort Worth, within the top-rated Northwest ISD. This 3-bedroom, 2-bath home, featuring a private home office, offers modern comfort, luxury living, smart design, and an ideal one-level layout. The open-concept floor plan features a bright, inviting living area that flows seamlessly into the chef-inspired gourmet kitchen, complete with granite countertops, a tile backsplash, stainless steel appliances, gas range, built-in microwave, dishwasher, and a spacious granite island with brick veneer covering. Elegant details include Plantation Shutters in the main living and dining areas, designer light fixtures, recessed lighting, and ceiling fans in every room. The primary suite is tucked away for privacy and offers a spa-like bath with a quartz vanity top, garden tub, walk-in shower, and large walk-in closet. Step outside to an extended covered patio and private backyard with a new 6’ privacy fence perfect for relaxing or entertaining. Additional features include Larson shatterproof storm doors, ceramic tile in the bathrooms and foyer, carpet only in bedrooms, and a 2-car garage with mounted storage racks, complete sprinkler system with rain sensor, and a smart home with a keyless entry touchpad, which adds convenience and security, too many updates & upgrades to list. Enjoy the community pool and playground. This prime location is just minutes from Alliance Town Center, Presidio Junction, and major highways. This move-in-ready, touch of everyday luxury home awaits you in one of Fort Worth’s most sought-after neighborhoods. Your Dream Home awaits!
Source: NTREIS #21080070
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.