10121 Tin Maple Dr Unit 111 Unit 111 Estero, FL 33928
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About this home
OPPORTUNITY KNOCKS AT COPPER OAKS! Welcome to this spacious 4-bedroom, 3-bath townhome nestled in the desirable gated community of Copper Oaks in Estero, Florida. With 2,047 sq ft of living space, this home offers a generous layout perfect for both entertaining and everyday living. The main level features a large great room design, ideal for gatherings, and a versatile bedroom/office with its own full bath—perfect for guests or remote work. You'll love the crown molding throughout, adding a touch of elegance to every room. While this home needs a little TLC, it's priced below market to give you room to make it your own. And with a $4,000 FLOORING ALLOWANCE offered with a full-price contract, you can start customizing right away. Enjoy internet and cable included in the LOW QUARTERLY HOA FEE OF $885, along with the peace of mind that comes with gated community living. LOCATION, LOCATION LOCATION! You're just minutes from premier shopping and entertainment at Gulf Coast Town Center, Miromar Outlets, and Coconut Point Mall. Catch concerts and cheer on the Everblades at Hertz Arena, only a short drive away. Traveling is easy with Southwest Florida International Airport (RSW) just 15–20 minutes from your doorstep. And when it's time to unwind, Bonita Beach and Estero Island are both within 15–20 minutes, offering sun, sand, and stunning sunsets. Conveniently located near I-75, FGCU, and a variety of dining, shopping, and entertainment options—this location truly has it all. Don’t miss your chance to own in Copper Oaks—schedule your showing today and unlock the potential of this incredible value!
Source: FORTMYERS #225069669
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.