10127 Lebanon Dr Port Charlotte, FL 33981
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About this home
Waterfront living at its finest. This stunning custom-built Fero Home is a masterpiece of design, offering luxurious amenities and breathtaking views throughout. Boasting 4 Bed, 3 Bath, and a 3-car garage, this residence is a haven of comfort and style. As you approach the home, you see the mature tropical landscaping and the oversized decorative etched driveway and sidewalk. Step through the front door into the formal living room, where the allure of the heated swimming pool and waterfront vistas captivate your senses. Expansive zero-degree 8 ft sliders seamlessly blend indoor and outdoor living spaces, creating a harmonious flow. Volume ceilings, upgraded fixtures, custom remote shades, and a white stone wall with built-in cabinets, and an electric fireplace elevate the living room's ambiance. The remodeled kitchen features solid wood cabinets with Fantasy Brown stone countertops, a subway tile backsplash, a farm-style sink, and a suite of stainless steel appliances. This culinary haven opens to the dining room and family room, fostering a perfect atmosphere for entertaining. The primary suite is a retreat in itself, with 8' sliders leading to the lanai, a sitting area, and an ensuite bathroom boasting a jetted tub, walk-in tile shower, and a dual sink vanity. The covered lanai provides an ideal space for outdoor living, whether entertaining, dining, or simply relaxing. Fully paved lanai with a mini kitchen with a cabinet, counter, sink, ice maker, and mini fridge. The heated newly coated peppletec pool includes a sundeck, seat with jets, a soothing waterfall, and a new Intellicenter that runs the pool and heater from an app on your phone. A wonderful place to enjoy the Florida sun. For boating enthusiasts, the property offers Gulf access, 90' of seawall, a Trex dock with a built-in fish station, and a 10,000 lb newly covered lift. This waterfront haven truly embodies the Florida lifestyle, combining elegance, comfort, and the joy of living by the water. The 3-car garage has a newly finished epoxy floor, pull-down stairs with attic storage, and overhead storage. The home also features a laundry room, Mana block plumbing, prewire generator, accordion hurricane shutters and electric roll down on lanai, security system, central vac, new irrigation system, a new roof, A/C, and seamless gutters in 2023. South Gulf Cove is a great boating community and an optional HOA.
Source: FORTMYERS #2025014693
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.