10140 Ocicat Ave Las Vegas, NV 89166
Your savings
About this home
Welcome to this beautiful single-family home located in a gated N.W. Las Vegas neighborhood. This home, painted in 2023 includes a new front door that enters to a separate living room featuring beautiful diagonal set rectangular tile flooring throughout the first floor. The family room connects to the dining area and gourmet kitchen which includes a built-in KitchenAid refrigerator, 42-inch shaker cabinets w/crown molding, a tile backsplash and premium Bosch appliances and R.O. A finished laundry room includes a newer washer and dryer, cabinets. 4 bedrooms w/ new ceiling fans are on the 2nd floor w/ an oversized loft and built-in wall unit. The primary bedroom is separate from the others; it includes a totally renovated bath w/ a wall to wall tile and floor to ceiling glass shower w/ double shower heads w/ new cabinets and faucets. The home features a whole house water softener, tankless water heater. Professionally finished, landscaped backyard, gas b-que stub, pavers, turf,side gate.
Source: LASVEGAS #2729576
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.