10146 Elgin Way Bristow, VA 20136
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About this home
🎃 Stop by… if you dare! 👻 Our Haunted Open House, October 31st from 5pm to 7pm, is full of spooky surprises, sweet treats, and homes that’ll raise your spirits! Welcome to 10146 Elgin Way in Bristow, Virginia — a beautifully updated 3-bedroom, 2.5-bath townhome offering modern comfort, flexible living spaces, and an easy-to-love layout. The lower level is perfect as a rec room, play space, home office, or gym. Fresh carpet on the main level, stairs, and basement gives the home an inviting, move-in-ready vibe, and access to the powder room and the fenced back yard make this a wonderful space to relax. Upstairs you’ll find the heart of the home. A renovated kitchen that shines with contemporary finishes and flows effortlessly into the dining and the sun-soaked bump-out. This additional space creates the sweetest spot for morning coffee, plant babies, or an extra cozy lounge nook and gives you access to the back deck with a treelined view. Finally, a large living room with oversized windows completes this level. On the top floor, you’ll find three comfortable bedrooms, including a serene primary suite. Both upstairs bathrooms have been thoughtfully updated with glass shower doors, new tile and new fixtures, giving the whole level a clean, fresh, modern feel. Outside, enjoy a low-maintenance lifestyle with easy access to neighborhood amenities such as two community pools, multiple playgrounds, and winding nature trails. The neighborhood is just a short distance from the best of Gainesville with popular shops, delicious dining, and multiple commuter routes for easy access to all of Northern Virginia. This is the perfect blend of comfort, style, and convenience — ready to welcome its next happy owner. Welcome home! 🏡💛
Source: BRIGHT #VAPW2105460
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.