10146 Tuscan Sun Ave Riverview, FL 33578
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About this home
Short Sale. Short Sale! Beautiful Home has solar panels! Welcome to this stunning, better-than-new 5-bedroom, 4-bathroom residence situated on an oversized corner lot in one of the area's most convenient and sought-after locations. Freshly painted walls, from the moment you step through the front door, you're greeted by a grand cathedral ceiling entryway that sets the tone for the home's impressive scale and thoughtful design. Inside, the open floor plan is perfect for both everyday living and entertaining, featuring recessed lighting, ceiling fans, and elegant wood plank tile throughout the main living areas. The formal dining room, complete with a butler’s pantry, flows seamlessly into the chef’s kitchen—where you’ll find 42" cabinetry, granite countertops, stainless steel appliances, a built-in oven and microwave, an oversized island with flat-top breakfast bar, and a spacious walk-in pantry. The beautifully crafted wood staircase leads to a massive loft with a tray ceiling—ideal as a secondary living space, game room, or media area. The luxurious master suite includes a spacious bedroom with a large walk-in closet, and an en-suite bath featuring dual vanities with tall cabinetry, a dedicated makeup area, garden tub, oversized walk-in shower with multiple showerheads including a rainfall option, and a private water closet. Step outside to experience the best of Florida living. Sliding glass doors lead to a covered, screened-in patio overlooking a huge backyard—fenced on two sides and offering ample space for a future pool. A conveniently located full bathroom just off the patio makes indoor-outdoor living a breeze. Located just minutes from top-rated charter schools, retail, restaurants, a movie theater, and with quick access to I-75, US Hwy 301, and US Hwy 41, commuting to downtown Tampa, MacDill AFB, Tampa International Airport, sports arenas, concert venues, and the Gulf beaches is effortless. Don’t miss your opportunity to own this incredible home—schedule your private showing today!
Source: STELLAR #TB8405825
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.