1015 Deep Gap Rd Ridgeville, SC 29472
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About this home
Welcome to 1015 Deep Gap Road in the desirable Carolina Bay subdivision of Ridgeville. Nestled on over an acre of a wooded corner lot, this beautiful 3-bedroom, 2.5-bathroom home offers the perfect balance of comfort, style, and functionality.Step inside the foyer to find LVP flooring throughout the main living areas, where the great room impresses with a 21-foot vaulted ceiling and a cozy gas fireplace with mantel. A separate dining room with a tray ceiling provides flexibility to serve as a formal space or a home office.The kitchen features granite countertops, a large single-bowl sink, center island for additional seating, stainless steel appliances, a 5-burner gas range, tile backsplash, and pantry. Adjacent to the kitchen is an eat-in area and a charming sunroom for year-round enjoyment. The primary suite is located on the first floor with a tray ceiling, walk-in closet with custom shelving, and an ensuite bathroom complete with dual vanity, linen closet, and a tiled shower with bench. A tiled laundry room with cabinetry is also conveniently located on the first floor. Upstairs, you'll find two additional bedrooms, a shared hall bath with marble countertops, tile flooring, and shower/tub combo, along with a versatile loft space perfect for an office or exercise room. Outdoor living is equally impressive with a two-car side-entry garage with epoxy floor, extra parking pad, extended patio, fully enclosed wooden fence with double gate, backyard water feature, palm trees, irrigation system, and full-house gutters. The home also comes with a termite bond for added peace of mind. This home is in a great location near major employers like Volvo, Amazon, and Walmart, and only a short drive to Summerville's restaurants, shops, medical offices, and parks. It is move-in ready and well cared for, with modern finishes, outdoor space, and classic Lowcountry charm. With a smart layout, nice details, and a large wooded lot, it offers both convenience and privacy in a rural setting.
Source: CTAR #25027147
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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