1017 Daniel Estates Dr Dexter, GA 31019
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About this home
Home does have a contingency contract in place with 72 hour kickout clause! Charming 3 Bedroom Home with Spacious Layout and Recent Updates! Welcome to this beautifully maintained 3 bedrooms, 2 bath home featuring a desirable split floor plan and an inviting open layout. The trey ceiling in the living room adds a bright and airy feel, perfect for relaxing or entertaining. Spacious Primary Bedroom with his and her walk-in closets, and en-site bathrooms with double sinks and shower. Inside, recent updates include some fresh interior paint and new stainless-steel appliances. Outside you can enjoy your morning coffee on the covered front porch and unwind in the evening on the newly rebuilt and freshly painted back deck. The fenced yard back yard and planted trees around the property offer you privacy. Storage building in back yard with additional loft storage area- ideal for tools, toys, or extra space. Added crush and run driveway with additional parking spaces. Additional updates to the exterior include: updated exterior fans, painted foundation, new tin roof installed in 2018, new HVAC unit in 2020, and a drain installed in backyard. Whether you're starting out, downsizing, or looking for a move-in ready home with thoughtful improvements, this property has it all. Schedule your showing today!
Source: GAMLS #10600744
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.