1017 East Pkwy Deland, FL 32724
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About this home
Better Than New! Updated home in a Peaceful Deland Setting. Escape to your own quiet, better-than-new 2020 home, perfectly situated in a rural Deland neighborhood just minutes from the vibrant historic downtown. This meticulously maintained 3-bedroom, 2-bathroom residence offers a rare combination of updated luxury, practical amenities, and a serene, natural setting. Step inside and be greeted by a bright and open floor plan with wood look laminate throughout, ideal for both relaxing and entertaining. The heart of the home is the open kitchen, which boasts a large island with gleaming granite countertops, stainless steel appliances, and a GAS range for the discerning chef. The spacious living area flows seamlessly to a screened lanai, where you can enjoy your morning coffee or unwind in the evenings overlooking the beautifully landscaped and fully fenced backyard. This home is not only beautiful but also equipped with an impressive array of features such as custom closets in Primary and Bedroom 2, dual sinks in primary bath, keyless entry lock, crown molding on kitchen cabinets. A brand-new HVAC unit (installed in 2025) with a transferrable warranty, a whole-house water filtration and softener system, with extra filtration at the faucets, provides pure and refreshing water, gutters and irrigation system using well water. For added security and self-sufficiency, the property includes a GENERATOR, security cameras, and propane gas. With no HOA, bring your boat, RV, camper or work trucks. With a spacious 2-car garage and the two 50-amp RV hook-ups, there is ample space for all your vehicles and toys. The property's location provides the perfect balance of a peaceful retreat and easy access to the charming shops, restaurants, and cultural attractions of downtown Deland. With its historic murals, art walks, and lively atmosphere, Deland offers a unique Old-Florida charm that you will love to call home. Don't miss this exceptional opportunity to own a truly move-in-ready home with all the modern upgrades you desire. Schedule your private showing today!
Source: STELLAR #O6352640
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.