10182 Orange Blossom Trl Fishers, IN 46038
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About this home
This 4460 sq ft home offers 3-4 bdrms with generous 3100 sf finished living space, a full unfinished bsmt rough plumbed for a full bath and a large loft upstairs. Are you looking for breathable space for your family to enjoy life to its fullest? This home has large bedrooms for privacy and hobbies, office space, a large gathering area for holidays, a fenced yard for weekends, and parks and trails within a short walk. Enjoy large open spaces in this generous home where rooms are large & ceilings are 9' tall. All bedrms are large and boast walk in closets! Relax on your screened porch looking at a serene back yard fenced & lined by trees, Stainless steel kitchen appliances, water htr, shower in primary bath & some of the windows are new. The walk in pantry is huge! This home is waiting for someone to love. Located between the 37 Corridor and Hamilton Town Center, Woodberry is close to lots of shopping and dining, has sports fields and a new deluxe playground. Come and see for yourself and imagine making this home just for you.
Source: MIBOR #22054807
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.