1019 W Clover Ave Rialto, CA 92376
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About this home
Welcome to 1019 W. Clover St., Rialto — Modern Comfort and Gated Community Living! Built in 2021 and in the desirable Foothill Grove gated community, this well maintained two-story condo offers 3 spacious bedrooms, 2.5 bathrooms, and 1,575 sq. ft. of thoughtfully designed living space. Step inside to discover an open-concept layout with high ceilings and abundant natural light. The living and dining areas flow into the kitchen featuring a large center island, quartz countertops, stainless steel appliances, and box shaker-style cabinetry. Perfect for both entertaining and everyday living, this inviting space is the heart of the home. Upstairs, is the primary suite offers a peaceful retreat with dual sinks, a soaking tub, a walk-in shower, and a generous walk-in closet. The two additional bedrooms are amply sized ideal for guests, a home office, or a growing family. A convenient upstairs laundry room adds function and ease to your daily routine. Additional highlights include a two-car attached garage, a tankless water heater, and leased solar panels that promote energy efficiency. Enjoy your morning coffee or evening breeze from the gated patio, or take advantage of the community’s resort-style amenities, including a sparkling pool, relaxing spa, fitness area, and playground. Foothill Grove has well-maintained grounds, walking paths, and picnic areas, offering a suburban feel with modern conveniences. Ideally located just minutes from shopping centers, restaurants, schools, and freeway access, this property provides the perfect balance of comfort, style, and location. Don’t miss your opportunity to own a stunning, move-in-ready in a desired Rialto gated communities—where modern living meets everyday convenience.
Source: CRMLS #IV25247102
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.