102 Aspen Pryor, OK 74361
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About this home
Beautifully Updated Home in the Highly Sought-After Lakeland Subdivision on Lake Hudson – Pryor, OK Welcome to your move-in-ready dream home on Lake Hudson! Tucked on a corner lot in a gated community, this stunning 3-bedroom, 2.5-bath home with a 2-car garage offers the very best of lake living. Step inside to a stylishly renovated kitchen with granite countertops, seamlessly connecting to the dining area and a spacious living room filled with natural light. Enjoy cozy evenings by the wood-burning fireplace or step out to the charming patio — the perfect spot to watch breathtaking Oklahoma sunsets. French doors lead to a covered back deck, ideal for morning coffee, quiet conversation, or relaxed evening entertaining. Upstairs, the primary suite features a vaulted ceiling, walk-in closet, private en-suite bath with a walk-in shower, and exclusive access to a private wooden balcony. Two additional bedrooms offer generous space, large closets, and share a well-appointed full bath. This thoughtfully updated home shines with improvements throughout, including siding, windows, doors, hardware, fixtures, granite counters, hardwood cabinetry and select flooring. A brand-new roof was installed in 2024, providing additional peace of mind. In this golf cart-friendly neighborhood, residents enjoy a vibrant active lifestyle with amenities like: a clubhouse, fitness room, saltwater pool, tennis, basketball, and pickleball courts, swim platform, heated fishing dock & boat launch. Covered boat slips are available for lease. Conveniently located just minutes from MidAmerica Industrial Park, Pryor, Salina and local amenities. It’s time to embrace the lake lifestyle you’ve been dreaming of — schedule your private tour today!
Source: MLSTECHNOLOGY #2518944
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.