102 Atsur Pl Goldsboro, NC 27534
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About this home
Nestled at the end of a peaceful cul-de-sac, this beautifully maintained 4-bedroom, 3-bathroom brick home offers the perfect combination of elegant design, modern amenities, and versatile living spaces-ideal for families or anyone looking for extra room to live and grow. As you step inside, you're welcomed by a bright and open living room featuring vaulted ceilings and a cozy gas fireplace that creates a warm and inviting atmosphere. Natural light flows freely throughout the home, highlighting the quality finishes and thoughtful layout. Entertain guests in the formal dining room, perfect for special occasions and holiday gatherings, or enjoy casual meals in the charming kitchen nook, which overlooks the serene backyard. The kitchen is equipped with stainless steel LG appliances, offering both style and function. One standout feature of this home is the huge bonus room—a flexible space that can serve as a media room, playroom, home gym, office, or even a guest suite. With so much square footage, the possibilities are endless! The primary suite is a true retreat. Featuring elegant tray ceilings, the spacious bedroom flows into a luxurious en-suite bathroom complete with a walk-in shower, garden soaking tub, a separate water closet, and a generous walk-in closet with custom shelving. It's a private oasis designed for comfort and relaxation. Three additional bedrooms and two more full bathrooms ensure plenty of space for family and guests. Each room offers ample closet space and windows that bring in natural light. This home also comes equipped with a modern alarm system, providing added peace of mind. With its classic brick exterior and manicured landscaping, curb appeal is just the beginning! Outside, enjoy the tranquility of cul-de-sac living-low traffic, added privacy, and a great spot for outdoor play! Get ready to enjoy quiet evenings on the patio or hosting friends for a weekend barbecue! This home truly has it all. Don't miss your chance to make it yours!
Source: NORTHCAROLINAREGIONAL #100526878
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.