102 Beauford Ln Palm Coast, FL 32137
Your savings
About this home
Welcome to your Florida dream home! Built in 2021 by custom builder INB Homes, this beautifully maintained 3-bedroom, 2-bath concrete block residence offers 1,501 sq. ft. of modern living space on a spacious 0.23-acre lot—complete with a fully fenced backyard and lush tropical landscaping. Step inside to an inviting open floor plan featuring high ceilings, contemporary finishes, and abundant natural light. The seamless flow from the foyer into the kitchen, dining, and living areas creates the perfect space for entertaining and making lasting memories with family and friends. The kitchen is equipped with modern appliances, garbage disposal, and upgraded water softener system with reverse osmosis for drinking water. Additional features include stackable new washer and dryer, a garage door opener, modern light fixtures throughout, and a beautifully designed yard perfect for BBQs and soaking up the Florida sunshine. Outdoors, enjoy your own private oasis: a screened-in concrete patio lanai ideal for morning coffee or evening gatherings, upgraded pavers with a cozy seating area, mature palm trees, and an irrigation system to keep everything lush and green. Ideally located near the Indian Trails Sports Complex, just 3.3 miles from the Palm Coast Aquatics Center, A+ rated schools, the new AdventHealth hospital, shopping, five-star dining, and only a 20-minute drive to the stunning A1A coastline and beaches. With easy access to US-1 and I-95, this home offers both convenience and comfort. Don’t miss the opportunity to own this move-in ready tropical gem in one of Palm Coast’s most desirable neighborhoods!
Source: STELLAR #FC310656
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.