$474,900

102 Bolsena Ct Summerville, SC 29486

$3,522/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

This home is an absolute show-stopper!! This exceptional home offers one of the community's most popular floorplans and is enhanced with high-end structural upgrades and exquisite interior finishes. The gourmet chef's kitchen is a culinary lover's dream come true! Featuring a built-in wall oven & microwave, upgraded 5-burner gas cooktop, upgraded quartz countertops, stylish upgraded cabinetry and hardware, stainless steel appliances, large center island, and spacious walk-in pantry, this space is sure to become the epicenter for family gatherings. Enjoy seamless entertaining in the open-concept layout, highlighted by a dramatic two-story family room and an abundance of windows to fill the home with natural sunlight. Upgraded luxury vinyl plank flooring flows throughout the entire firstfloor, and is complemented by an elegant open staircase with wood tread stairs. The serene primary suite features a spa-like ensuite bathroom complete with an upgraded double-sink vanity and walk-in shower with tiled walls and seamless glass enclosure. Step outside to your oversized, privacy-fenced backyard with a large easement space behind the lot offering extra space for recreation as well as a buffer from neighboring homes. A covered patio with ceiling fan and an added patio extension offer ample space for outdoor living. This home is perfectly situated on a quiet cul-de-sac with the added bonus of an extended driveway, perfect for sidewalk-chalk masterpieces or additional parking. Located in a top-rated master-planned community, you will enjoy a multitude of amenities, including a resort-style pool, playground, and community firepit, as well as miles of interconnected walking / jogging / golf-cart trails that link all of the neighborhoods within Cane Bay Plantation as well as the YMCA and a convenient shopping plaza!

4 bedroom
3 bathroom
2,526 sqft
10,454.4 sqft
Single Family
Built in 2022
2 car garage
Air conditioning
Fireplace
Shared pool

Source: CTAR #25026229


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Nov 03, 2025 06:28 am
Listing agent: Karen Fistler (843) 743-8960
Listing provided courtesy of: The Firm Real Estate Company (854) 204-5800
Details provided by CTAR and may not match the public record.
MLS ID: #25026229
The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program of the Charleston Trident Association of REALTORS®/Charleston Trident Multiple Listing Service. Those properties marked with the Broker Reciprocity logo are provided courtesy of the Charleston Trident MLS Broker Reciprocity Database. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. Information deemed reliable but not guaranteed. Copyright © 2025 Charleston Trident Association of REALTORS®. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.