102 Carlton Point Dr Wentzville, MO 63385
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About this home
Amazing 1.5-Story Home in the Sought-After Carlton Glen Subdivision! With over 3,200 sqft of living space, this spacious, versatile home is perfectly designed for your household. Situated on a level corner lot at the entry of a quiet cul-de-sac, this property offers both privacy and community charm. Enjoy an oversized 3-car garage, deck, & fenced yard ideal for outdoor play, gardening, or entertaining. An elegant entry foyer is flanked by double doors leading to the den. The spacious great rm flows into the well-appointed kitchen featuring 42” custom cabinets, a center island, and pantry. The breakfast rm connects to a sun-filled sitting area with vaulted ceilings, ideal for relaxing mornings or additional dining space during gatherings. The main-floor primary suite offers a walk-in closet and a luxurious private bath. Designed for convenience & accessibility, the main level also includes a mudroom and full laundry rm. Upstairs, you’ll find a loft family rm, 3 bedrms, and 2 baths—one being a Jack & Jill. All bedrms, with walkin closets, are generously sized to accommodate any furniture style. The unfinished lower level features an egress window & rough-in, ready for your plans. Enjoy the benefits of walking distance to the subdivision’s pool & playground, and rest easy knowing you’re in the highly sought-after Wentzville School District—with a bus stop right at your doorstep. This is more than a home—it's a lifestyle made for comfort, connection, & convenience!
Source: MARIS #25011638
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.