102 Green Grass Rd Summerville, SC 29483
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About this home
Back on the market--no fault of the seller! The inspection was clean; the buyer simply changed her mind. Framed by timeless Lowcountry charm, this Charleston Single-style gem in The Ponds welcomes you with fresh paint, a new HVAC system, and a feeling that everything has already been taken care of. All you need to do is move in and start enjoying life in this award winning masterplan community. With stunning curb appeal, cement plank siding, and a welcoming front porch, this home blends Lowcountry charm with modern comfort. Step inside to an inviting family room anchored by a cozy fireplace, perfect for relaxing or entertaining. The open-concept kitchen and dining area make everyday living effortless, featuring plenty of counter space for meal prep and gatherings and a spacious pantry. Enjoy the best of Lowcountry living on your screened-in back porch overlooking a beautifully landscaped, fenced-in backyard - your private outdoor oasis. The detached two-car garage adds convenience and curb appeal while keeping the yard open and airy. Upstairs, you'll find the primary suite with two walk-in closets and a serene ensuite bath. A second bedroom also features its own private bathroom. The third floor is a flexible retreat - ideal as a private guest suite, teen hangout, home office, or creative studio, complete with a third full bathroom and a walk-in attic offering abundant storage. This home truly checks every box: style, comfort, and functionality - all in a community known for its scenic trails, lakes, and welcoming atmosphere. The Ponds offers a perfect blend of family living, natural beauty, and Lowcountry charm. Framed by centuries-old oaks and peaceful ponds, this thoughtfully designed community invites families to enjoy an active and connected lifestyle. Miles of walking trails, open green spaces, a resort-style saltwater pool, and an on-site YMCA create endless opportunities for recreation and togetherness. The restored 1830s farmhouse serves as a unique centerpiece for neighborhood gatherings and community events. Located within the highly regarded Dorchester District II schools and just minutes from historic downtown Summerville, The Ponds combines the tranquility of nature with the convenience of modern living - a true haven for families who value both comfort and community.
Source: CTAR #25028106
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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