102 Rockcrest Rd Cleveland, SC 29635
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About this home
Nestled on 3.55 private acres along South Carolina’s scenic Highway 11, this 2,900 sqft log cabin offers a rustic retreat with endless potential. Featuring 3 bedrooms, 3.5 bathrooms, and a spacious room over the 3-car garage, this home combines mountain charm with flexible living spaces. Step inside to soaring cathedral ceilings in the living room and a kitchen designed to impress—complete with abundant countertops, storage, and a walk-in pantry. The main-level master suite includes a walk-in closet and an unfinished full bathroom, giving you a blank canvas to create your dream spa-like retreat. A generous walk-in laundry room adds even more convenience and storage. Upstairs, a loft area overlooks the two-story dining and living room, while two oversized guest bedrooms share access to another unfinished full bath, ready for your vision to take over the space. Above the garage sits a massive room with its own full bathroom which could be a fourth bedroom or a fun flex space. Each bay of the 3 car garage is oversized, totaling just under 1,500 sqft, and offers more than parking. With a storage room, workshop space, half bath, and yard door, it’s a true extension of the home, ready to serve a variety of needs. As you walk into the house from the garage, you’ll find another large flexible room perfect for a home office, mudroom, or hobby space. Enjoy the peaceful sights and sounds of nature from the 40-foot front porch or explore the wooded acreage with a creek running along the back of the property. The flat backyard is the ideal spot for a future deck or outdoor entertaining area. You’re bound to see endless wildlife no matter where you venture on this 3.55 acer lot! A roof was just installed in 2025, dual HVAC systems were replaced in 2019, and all kitchen appliances convey at closing. This property is minutes from Victoria Valley Vineyards, Aunt Sue’s, Table Rock State Park, The Rock Golf Course, Bald Rock, Caesar’s Head State Park, and numerous beautiful scenic hiking trails and waterfalls. The home does require some renovation work and will not qualify for traditional financing. It is being sold as-is with the seller providing ample of time for inspections to be performed. This beautiful log cabin is priced ready to sale, making it an excellent opportunity for buyers seeking an unique property to customize.
Source: GREENVILLESC #1568288
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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