102 Sugarplum Dr Summerville, SC 29485
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About this home
Welcome to 102 Sugarplum Drive where the name is sweet, but the upgrades (and location) are even sweeter.This Summerville stunner is serving all the perks starting with NO HOA (so go ahead and decorate like Clark Griswold or park your boat right in the driveway- we're not here to judge). Got an RV? Bring it. Weekend toys? There's space for those too.And let's talk location- you're just a 5-minute walk to charming Old Summerville, where you can grab a latte at Cuppa Manna, browse the farmers market, or enjoy dinner and live music downtown. It's the perfect blend of small-town charm and everyday convenience- close to shopping, dining, parks, and top-rated Dorchester II schools.Inside, the home has been thoughtfully updated with a fully remodeled kitchen that deservesits own HGTV feature modern finishes, ample storage, and a layout that flows seamlessly into the open living area. The main level features brand-new flooring that adds warmth and style, while plush new carpet upstairs makes every bedroom feel cozy and inviting. With 4 bedrooms, 2.5 baths, and nearly 2,000 square feet, this home offers plenty of space to spread out, entertain, or just relax and enjoy a home that finally checks all your boxes. Whether you're hosting game night, working from home in peace, or walking downtown for a Saturday brunch this one brings the lifestyle you've been searching for... with a little extra sweetness.
Source: CTAR #25018965
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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