102 Tidewater Dr Havre De Grace, MD 21078
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About this home
Welcome to 102 Tidewater Drive in Havre de Grace, Maryland, a beautifully remodeled home that offers modern comfort and timeless charm. This spacious residence features five bedrooms and three and a half bathrooms, providing plenty of room for family and guests. Upstairs, you’ll find four generous bedrooms, including a primary suite with a luxurious full bath. The fully finished basement adds even more living space with an additional bedroom and full bath—perfect for guests, a home office, or a recreation area. The main level includes a convenient half bath and showcases stunning updates throughout, including fresh paint, gleaming hardwood floors, new carpeting, modern lighting, and completely renovated bathrooms. Every detail has been thoughtfully designed to create a warm and inviting atmosphere. Step outside to enjoy the covered deck overlooking the fully fenced backyard, ideal for entertaining, relaxing, or playtime. Located in a desirable Havre de Grace neighborhood, this home offers easy access to local shops, restaurants, and the scenic waterfront. With its top-to-bottom renovations and move-in-ready condition, 102 Tidewater Drive truly has it all and is just waiting for you to call it home today.
Source: BRIGHT #MDHR2049038
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.