102 Turtle Cv Panama City Beach, FL 32413
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About this home
PRICE REDUCED at 102 Turtle Cove, a delightful home situated in the desirable Turtle Cove at Lake Powell community. The neighborhood is located at the entrance of Wild Heron on the west end of Panama City Beach This property offers an exciting opportunity for those looking to personalize and add their own touches. This home features a versatile floor plan with 1323 square feet of freshly painted living space, including 3 bedrooms and 2 bathrooms, If you are looking for a primary home or a second vacation home, this is the one to see. There is a bonus room that can be used for a dining room or office space. The shaded front porch has a swing to enjoy sunsets and a glass of sweet tea! The backyard offers potential for transformation into a serene outdoor retreat. Enjoy this friendly communi that has resort-style amenities with access to a community pool, tennis courts, pickle ball, fishing dock, and clubhouse. Additionally, the property is conveniently situated for shopping and dining options at 30A or Pier Park. 102 Turtle Cove is only 1.1 miles from Beach Access 86 so you can walk or even take a golf cart ride to enjoy the beach. This home is perfect for buyers looking to create their dream space in a vibrant community with all the conveniences of a beach lifestyle!
Source: EMERALDCOAST #980763
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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