1020 Jesse James Ln Springtown, TX 76082
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About this home
A true Texas gem! NO HOAs and NO city taxes! Save thousands with a rate buydown or help toward closing costs from our preferred lender partner. Set your expectations high with this pristine, two-owner home! Craftsmanship finishes are evident with quality you can feel. Springfield Estates combines Texas tranquility, pride of ownership, and the freedom to live large in a well-kept pocket neighborhood, offering country living with city conveniences. Great floorplan for the entire family! Drive through the gated entrance and down the driveway to side entry parking. Oversized 2-car garage with additional storage room space, plus a 1-car carriage garage with direct access. Enjoy open livability and ambiance from the moment you step inside. Vaulted ceilings done right, with charm! Enjoy ease of daily living and the space to entertain guests all year long, making the seasons work with you. Amazing kitchen with custom features including two pull-out spice drawers, island for prepping meals, tons of storage, a walk-in pantry, and additional bar seating. Bring your largest dining table! Enjoy outdoor living and entertaining directly off the kitchen for easy grilling, roasting marshmallows with the kids in your outdoor fireplace, or watching your favorite sporting event on TV with room to spread out and make memories. The main retreat features its own private wing of the home, including a spa bath with garden tub, walk-in shower for two, vanity seating, and amazing walk in closet. Every room offers excellent closets and storage! A true blank slate awaits your dream pool or outbuilding. If you can dream it, you can build it to accommodate your speciality vehicles, workshop, gym, boats and toys to enjoy on Lake Worth, a personalized movie room, or maybe an apartment for multi-generational living. Outside the busy city limits of Azle, minutes to Lake Worth, and close to Fort Worth. This spacious one acre home allows for one horse per acre, and possible 4H AG exemptions.
Source: NTREIS #21067335
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.